Semper Elevate
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Semper Elevate
We’re de-stressing the homebuying process.
Safeguard your dream home with appraisal gap coverage.
Semper Elevate
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We help bridge the gap.
When you’re buying a home, the appraised value plays a big role in the financing process. If the appraisal comes in lower than the purchase price, it can cause some issues. You might have to come up with more money out of pocket, renegotiate the price, or even risk the deal falling through.
With Semper Safeguard, you’re covered. It helps protect your investment by providing the funds to fill the gap between the appraised value and the purchase price. That way, you can proceed with the purchase without any unexpected financial burdens.
How it works.
Purchase price
$500,000
Appraised Value
$450,000
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Without coverage you owe
$50,000
With Semper Safeguard you owe
$2,320
That’s $47,680 in savings with Semper Safeguard
3 simple ways to safeguard your purchase with Semper.
Unlock your path to homeownership – apply for mortgage pre-approval today and take the first step towards securing your dream home!
Apply Now
Apply Now
Apply for mortgage pre-approval today and take the first step towards securing your dream home!
Apply Now
Apply Now
Speak with a Loan Officer
We’ll guide you through the process, explaining all the details and answering any questions.
Call Now
Apply Now
Schedule an appointment
Let’s meet when it’s convenient for you to ask any questions you may have and get pre-approved.
Book Now
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About Semper Home Loans
We’re making mortgages more accessible and less stressful. We are a different kind of company with a different view of the mortgage industry. We saw that the traditional mortgage process was broken, stressful, and complicated. We overhauled the process and omitted extraneous steps to help people fulfill their dream of owning a home faster, easier, and smarter.
Need help?
Call its at (866) 604.5130
Semper Elevate
Semper Safeguard is an appraisal gap coverage program provided by Semper Home Loans
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Equal Housing Oppertunity
Equal Housing Lender | © 2010-2022 Semper Home Loans, Inc. NMLS #1053 www.nmlsconsumeraccess.com

Semper Home Loans is an Equal Opportunity Employer. Semper Home Loans does not discriminat on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.

Licensed in the following states: AL, AZ, CA, CO, CT, DE, DC, FL, GA, IL, IN, IA, KS, LA, ME, MD, MA, MI, MT, NB, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WY

Rates are subject to change at any time and without notice. To ensure you have the latest rates, we update them in real-time.

Interest rates and APRs are for informational purposes and do not include all applicable fees. Your actual rate, payment, and costs may differ.

Semper Home Loans does not charge an origination fee. The one-time cost shown include points/credits and third-party fees. An escrow deposit, pre-paid interest and other charged may be required depending on your situation.

Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.